Back to Events

Ruble Graduate Seminar - Classroom

Wednesday, May 20, 2026 at 7:30 AM (CDT) to Thursday, May 21, 2026 at 5:00 PM (CDT)

* Registration open until 5/19/26 at 12:00 AM (CDT)

Ruble Graduate Seminars are exclusive to dues-paid designees only, please visit www.riskeducation.org  to pay your dues

Contractual Risk Transfer and the CGL
Clients are always signing contracts, but do they really know what's in them? In this session, examine the best way to assist your clients in negotiating contracts to best transfer risk where appropriate. Discuss various categories of indemnity agreements and the use of Hold Harmless provisions. Identify potential problems when working on specifications calling for contractual liability insurance and how to avoid potential problems when arranging both contractual liability and additional insured status.

 An Exploration of the Property Casualty Side of Farming
Things are changing quickly in how farms are operated. Farming is turning more everyday into an ongoing commercial lines business. In this session, participants will look at what these changes mean to the farm operator, examine the new farm exposures, and determine how to put together an insurance program that fits the farm operator’s needs. They will explore farmers liability issues when an injury occurs to a farm employee and when an injury occurs when driving or towing a farm implement. They will look at farming and contractual issues for operations other than traditional farming.

Personal Lines Hot Topics
Participants will learn how the Personal Automobile Policy relates to rental cars, use of company cars for personal use, and use of personal autos for business purposes. They will understand the unendorsed Personal Automobile Policy coverage limitations on electronic equipment, custom accessories, and vehicle valuation, and know how to address them. They will review exposures from catastrophic events and the loss issues that result. They will examine identity theft exposure and how the Homeowners Policy can be endorsed to provide protection. They will learn the proper way to insure condominiums, including adequate insurance limits, coverage, and protection from loss assessments.

Ethics You Can Use
Participants will examine the professional, legal, and ethical responsibilities in dealing with the day-to-day realities of the complex, ethical issues of the insurance industry. They will compare and be able to explain the difference between legal and ethical responsibilities and discuss the foundations of ethical behavior. They will review court cases dealing with the agent as a “professional” along with the agent’s duty to the customer, insurer, and peers. Using a series of case scenarios, they will be able to identify what constitutes an ethical dilemma and apply the ethical principles discussed in this session to determine the right course of action.



Registration Options

Credits Price
Registration
16.00 (MN Continuing Education - Approved) $470.00

Agenda

May 20
7:30 AM - 8:00 AM Registration/Check-In
8:00 AM - 12:00 PM Contractual Risk Transfer and the CGL Robert Ford
CIC, CISR, CPIA
Retired, Grand Forks, ND
12:00 PM - 1:15 PM Lunch - on your own
1:15 PM - 5:15 PM An Exploration of the Property Casualty Side of Farming Robert Ford
CIC, CISR, CPIA
Retired, Grand Forks, ND
May 21
7:30 AM - 8:00 AM Check-In
8:00 AM - 12:00 PM Personal Lines Hot Topics Jerry Kennedy
CIC
Kennedy Training and Consulting, Electric City, WA
12:00 PM - 1:15 PM Lunch - on your own
1:15 PM - 5:00 PM Ethics You Can Use Jerry Kennedy
CIC
Kennedy Training and Consulting, Electric City, WA

Educational Consultant:
Jean Sundlof
CIC, CPCU, CCI, ACI, CPIA

Jean Sundlof joined Kraus-Anderson Insurance in June of 1999.  Jean's first position with Kraus was a combined Senior Account Executive and Marketer role.  She moved into production in 2006 and is currently Director of Captives, Coverage, and Risk Consulting. Prior to joining Kraus-Anderson, Jean worked at Youngdahl Companies for seven years.  She had various responsibilities including sales, account executive work, and marketing.  Jean has also served as an Agency Operations Representative for Great American Insurance Company and as Executive Director of Associated Risk Managers of Oklahoma.  She began her career working with an independent insurance agency in Oklahoma in a sales and marketing capacity.

Jean received her BBA and MBA in Management from the University of Oklahoma.  She obtained her Certified Insurance Counselor (CIC) designation in 1980 and her Chartered Property and Casualty Underwriter (CPCU) designation in 1982.  She serves as a member of the National Faculty for the Risk & Insurance Education Alliance, teaching both CIC and CISR.  She is also an active faculty member for Swiss Re in instructing Agent's E&O courses.  Jean completed the requirements to be designated as Associate in Captive Insurance (ACI) in 2007.  She was the first Minnesotan to receive this designation.   She recently also holds the CCI and CPIA designations.

Jean was honored by the Oklahoma Association of Professional Insurance Agents in 1984 as Insurance Women of the year.  She was also privileged to be named Young Agent of the Year in 1998 by the Minnesota Independent Insurance Agents.  She is currently Vice President of Big I Minnesota.


Speaker Day 1

Robert Ford
CIC, CISR, CPIA, CRIS, MLIS, CLCS, ERIS

BIO:

Bob began his insurance career at 19 when he was hired by Nodak Mutual Insurance Company as a territory producer in Wahpeton, North Dakota, before transferring to Dickinson North Dakota. He returned in 1978 to Devils Lake, North Dakota to work in and purchase the family run agency.  He sold the agency in 1998 and continued a 48-year career as a CEO, Regional Lead., Claims Dept. Lead, Personal Lines Dept. Lead, and Producer.

Over the years Bob involved himself in the insurance industry in several ways.  Early in his career he trained with the IIAA of Iowa at the University of Iowa on an annual basis with their agency management school led by nationally known Dr. Emmett Vaughn.  These sessions provided Bob with a strong foundation in understanding the insurance industry and agency-company relationships.

Bob served on the North Dakota PIA (Professional Insurance Agents) Board of Directors for 13 years, including eight years as chair of the education committee, his favorite role. He valued this position because he believes a strong technical education is essential for success in the insurance industry. Additionally, Bob was honored to serve as North Dakota PIA President and National Director.

Bob furthered his education by earning his CIC designation in 2001 and his CISR designation in 2006. He also obtained the CLCS (Commercial Lines Coverage Specialist), MLIS (Management Liability Insurance Specialist), ERIS (Energy Risk Insurance Specialist), and CRIS (Construction Risk Insurance Specialist) designations. Enjoying education so much, Bob continues his educational pursuits by teaching many insurance workshops each year around the country and is also a member of the national faculty for The Risk & Insurance Education Alliance.


Speaker Day 2

Jerry Kennedy

CIC

BIO:

Jerry owned and managed an agency in Grand Coulee, Washington, for over 40 years. He has long been an advocate of professional continuing education having earned his CIC designation in 1983 and is a National Faculty member and Educational Consultant for the Risk & Insurance Education Alliance.

Active in the industry, Jerry served on the technical committee of the Independent Agents of Washington and chaired the Far West Agents conference, a technical forum with Insurance Services Office. He currently serves as faculty for IIAA's Virtual University. Jerry was honored by the PIA of Washington/Alaska as "Agent of the Year" in 1994 and served as President of the Association in 1997-1998.

Jerry is an active volunteer in his community and in 1995 was named "Business Person of the Year" by the Grand Coulee Dam Chamber of Commerce.

For More Information:

Shireen Yaqub
Shireen Yaqub
Education & Member Service Professional Big I Minnesota (763)235-6460
To register for events or educational programs, you must log into your Member Compass Profile. To activate or create your Member Compass Profile click here.

Note: Non-Members can create a Member Compass Profile for registration purposes.

There is NO exam available for Ruble Graduate Seminar.

Course Help and Exam Help